As summer kicks off and vacation season hits full swing, millions of travelers are packing their bags and heading to short-term rental properties. These alternatives to hotels offer flexibility, unique locations, and often a more “homey” experience. But what happens if your summer getaway takes an unexpected turn—like a slip on a broken step or an injury caused by a faulty appliance?
It’s not the kind of vacation memory anyone wants to bring home, but accidents can and do happen. If you’re injured at a vacation rental, you may be wondering: Can I sue for my injuries? The answer depends on the details, but in many cases, the answer is yes—and an experienced attorney like Andrew Maze can help you understand your rights and guide you through the process.
Understanding Responsibility at Short-Term Rentals
When you stay at a rental property, you’re essentially a guest on someone else’s premises. Like any property owner, hosts have a legal duty to maintain a safe environment for their visitors. This includes fixing known hazards, warning guests about potential dangers, and complying with safety codes.
If you’re injured because the host failed in that duty—say, a railing gives way, or a loose floorboard causes a fall—you may have grounds for a premises liability claim.
But here’s where things get tricky: hosts are often individuals, not businesses. And while some have homeowner’s insurance that may cover injuries, others may not. That’s why having a skilled personal injury attorney on your side is so important.
Host Protection Insurance – What Does It Cover?
Many rentals provide what’s known as Host Protection Insurance, which can offer up to $1 million in liability coverage per incident. This is meant to protect both hosts and guests when injuries happen due to the host’s negligence.
However, like all insurance policies, there are limitations and exclusions. Coverage might not apply if:
- The injury was caused by intentional harm
- The host’s property isn’t listed as covered
- The claim involves certain types of damages (e.g., punitive damages)
In other words, the policy might help, but it shouldn’t be relied on as a guaranteed safety net.
What Should You Do If You’re Injured?
If you’re hurt while staying at a vacation rental, here are a few steps you should take:
- Seek medical attention immediately, even if the injury seems minor.
- Document the scene—take photos of the hazard, your injuries, and anything else relevant.
- Report the incident to the host and the rental platform (like Airbnb or Vrbo).
- Avoid admitting fault or signing anything before speaking to a lawyer.
Then, reach out to an experienced attorney like Andrew Maze, who understands the complexities of personal injury law and can help you determine whether you have a valid claim.
Why You Need an Attorney Like Andrew Maze
Personal injury cases involving vacation rentals can be complicated. You’re not just dealing with a typical homeowner—you may be dealing with various insurance providers and different state laws if the injury occurred out of town.
Attorney Andrew Maze brings years of experience handling injury cases, including those involving short-term rentals. He knows how to investigate the facts, identify liable parties, and fight for the compensation you deserve, including medical bills, lost wages, and pain and suffering.
Don’t Let an Injury Ruin Your Summer
Vacation is supposed to be a time to relax and unwind. But if an accident cuts your trip short, you don’t have to face the aftermath alone. If you’ve been injured at an Airbnb or other vacation rental, contact Andrew Maze today to discuss your options.
Let your summer memories be about the sunshine—not the stress.