It is summertime in New Jersey. The Garden State Parkway is chock full of cars getting to and from their shore points. Who doesn’t love going to the beach? Issues arise as aggressive drivers get on to congested roads, driving irresponsibly. Getting into an accident is the last thing on anyone’s mind.
If you are in an accident on the Garden State Parkway, you need to understand your rights. For the most part, your medical bills and lost wages should be covered under your insurance’s personal injury protection (PIP). This allows you to get the medical care you need without worry of racking up bills you cannot afford. While you recover, PIP is there to help you recover your lost wages until you are able to get back to work.
The right to sue
If you are injured in an accident, the choice you’ve made when purchasing will make a huge difference. Your right to sue depends on if you’ve chosen “unlimited right to sue” or “limited right to sue.” Unlimited right to sue allows you to sue for pain and suffering for ANY injury. This means that there is no threshold to meet before you can take legal action. If you choose the “limited right to sue” option, you will have to meet the serious injury threshold to sue a negligent party which includes injuries like:
- loss of body part
- significant disfigurement or significant scarring
- a displaced fracture
- loss of a fetus
- permanent injury
These rights also apply to any family member who lives with you and is not covered under their own insurance policy.
Discuss your accident with an attorney
If you are in an accident, its best to speak with an attorney. You may have the right to sue for your pain and suffering. To schedule an appointment with an experienced attorney, contact The Law Office of Andrew S. Maze.